Month: April 2019
The Two-Headed COBRA
Sometimes even employers can feel the bite of the two-headed COBRA. Watch today’s video to find out how. When an employee is fired can he keep his health insurance? Generally, if the employee is not fired for gross misconduct and
Offsets – a Great Way to Save Money (for a Long-Term Disability Insurance Company)
In the world of long-term disability insurance carriers, managers of claims departments are constantly looking for ways to make the company more profitable. One way is to push the boundaries regarding offsets written in the plan. Watch today’s video to
The Games Long-Term Disability Insurers Play: Unlimited Fouls
In basketball, certain physical contact with a player on the other team is deemed by the rules unfair and considered a foul. The penalty is free throw(s), or the ball is put in play again. Intentional fouls are used to
Kept in the Dark [Video]
Many employees are in the dark when it comes to what rights and benefits they have. But just because a benefit may have expired does not mean that they do not have a claim. Check out a recent decision which
Insurer Denies Claim Arguing That One Beer Caused Death [Video]
Some life insurance companies use ERISA as an excuse to avoid liability. The denial of a life insurance claim can be frustrating and insulting to someone who just lost a spouse, especially when the company has no justifiable reason for