Category: Disability Claims
Paying for Your Own Disability Policy May Not Avoid ERISA
Many clients and attorneys alike often think that if they paid for a policy themselves, then it should be a policy governed by state law and not federal law. In other words, the Employee Retirement Income Security Act should not
What Is A Pre-Existing Condition?
I am David Martin with the Martin Law group. We help people with disability policies and ERISA claims. I post a new term every Thursday. Subscribe to get the Edge in understanding your policy. Today we are going to
What Is Objective Medical Evidence?
I am David Martin with the Martin Law group. We help people with disability policies and ERISA claims. I post a new disability policy term every Thursday. Subscribe and get the Edge in understanding your policy. Today let’s discuss
What Is A Mental Illness Limitation?
I am David Martin with the Martin Law group. We help people with disability policies and ERISA claims. I post a new disability policy term every Thursday. Subscribe to get the Edge in understanding your policy. Today we are
The Edge Series – Part II: What is “Discretionary Authority Language?”
The lawyers in our firm are focused on helping people with disability policies and ERISA claims. We want to give you the edge in understanding your policy. Today, we discuss Part II of what the term “discretionary authority” means in
The Edge Series: What Does “Own Occupation” Mean?
The lawyers in our firm are focused on helping people with disability policies and ERISA claims. We want to give you the edge in understanding your policy. Today, we want to help you understand what the term “own occupation” means
The Edge Series: What is “Legal Incompetence?”
The lawyers in our firm are focused on helping people with disability policies and ERISA claims. We want to give you the edge in understanding your policy. Today, we want to help you understand what the term “legal incompetence” means
The Edge Series: What Does “When Coverage Ends” Mean?
The lawyers in our firm are focused on helping people with disability policies and ERISA claims. We want to give you the edge in understanding your policy. Today, we want to help you understand what the term “when coverage ends”
The Edge Series: What Does “Actively at Work” Mean?
The lawyers in our firm are focused on helping people with disability policies and ERISA claims. We want to give you the edge in understanding your policy. Today, we want to help you understand what the term “actively at work”
Can You File for Hostile Work Environment Based on Disability?

Many employees experience a hostile work environment after suffering a disability. This may be due to other employees who are concerned that they must pick up the slack of the disabled employee or a supervisor who is concerned that the