Category: Long Term Disability
Your Improvement is Too Slow So You Are Not Disabled?
If you are sick or have been injured is there a timeline for your improvement? Can you be terminated from your employment for not improving based on the companies expectations? Unum Insurance Company thinks so. Ms. Proctor was a telephone
What Does “other income” Mean In Your Disability Policy
I am David Martin with the Martin Law Group. We help people with disability policy claims and ERISA claims. This and other videos are posted to help you understand your policy. I post a new policy term every Thursday. Subscribe
What Are Independent Examinations?
I am David Martin with the Martin Law group. We help people with disability policies and ERISA claims. I post a new term every Thursday. Subscribe to get the Edge in understanding your policy. Today let’s talk about what it
What Are Exclusions?
Today we are going to be discussing What are exclusions? Exclusions are circumstances, situations or certain disabilities which will not result in a payment of benefits. Many common exclusions in disability policies are disabilities that are related to war, armed
COVID & Disability Claims
Without question, COVID has had a significant impact on everyone’s life. For some, the effects have been more pronounced than others. And while we have made substantial strides forward in dealing with its threats, the true long-term impacts are still
The Edge Series: What are “Disability Earnings?”
The lawyers in our firm are focused on helping people with disability policies and ERISA claims. We want to give you the edge in understanding your policy. Today, we want to help you understand what the term “disability earnings” means
The Edge Series: What is Reasonable Accommodation?
The lawyers in our firm are focused on helping people with disability policies and ERISA claims. We want to give you the edge in understanding your policy. Today, we want to help you understand what the term “reasonable accommodation” means
The Edge Series: What Does “Own Occupation” Mean?
The lawyers in our firm are focused on helping people with disability policies and ERISA claims. We want to give you the edge in understanding your policy. Today, we want to help you understand what the term “own occupation” means
The Edge Series: What Does “Any Occupation” Mean?
The lawyers in our firm are focused on helping people with disability policies and ERISA claims. We want to give you the edge in understanding your policy. Today, we want to help you understand what the term “any occupation” means
How long does it take to receive a disability determination decision under review?
In a recent case, the Court saw through the thinly veiled disguise of the old game of delay, so often used to withhold benefits from long-term disability claimants. Splitting up decisions and requiring multiple appeals or challenges over the same