Category: Short Term Disability
Your Improvement is Too Slow So You Are Not Disabled?
If you are sick or have been injured is there a timeline for your improvement? Can you be terminated from your employment for not improving based on the companies expectations? Unum Insurance Company thinks so. Ms. Proctor was a telephone
What Does “other income” Mean In Your Disability Policy
I am David Martin with the Martin Law Group. We help people with disability policy claims and ERISA claims. This and other videos are posted to help you understand your policy. I post a new policy term every Thursday. Subscribe
What are “Pre-Disability Earnings?
I am David Martin with the Martin Law group. We help people with disability policies and ERISA claims. I post a new term every Thursday. Subscribe to get the Edge in understanding your policy. Today we are going to be
COVID & Disability Claims
Without question, COVID has had a significant impact on everyone’s life. For some, the effects have been more pronounced than others. And while we have made substantial strides forward in dealing with its threats, the true long-term impacts are still
Can You File for Hostile Work Environment Based on Disability?
Many employees experience a hostile work environment after suffering a disability. This may be due to other employees who are concerned that they must pick up the slack of the disabled employee or a supervisor who is concerned that the
Can You Work While on Disability?
It is common to hear people who have a disability wishing to contribute through some type of work. When you cannot work productively, your self-esteem can be affected, and depression is often the result. Because those living with disabilities feel
Post-COVID: To Work Or Not To Work
Our economy is in the throes of reopening after the COVID-induced shutdowns and restrictions. Much has been made of the resulting labor “shortage.” Deciding politically the cause is not a productive endeavor. But economics provide an indisputable answer. There is
Avoid the Sinking Sand of ERISA in Workers’ Compensation Cases
Workers’ compensation cases can be very hard on injured workers. Though many injuries result in the inability to perform light duty or any accommodated job, companies dispute liability. This can result in no income for an extended period. What is
ERISA Cards: Does a Clinical Consultant Trump a Treating Doctor?
In the recent case, Bayer v. Unum Life Insurance Company of America, et al., No. CV 18-9702, 2020 WL 2558218 (E.D. La. May 20, 2020), Judge Fallon addressed whether an insurance company could rely on the conclusions of its clinical