Tag: #longtermdisabilityinsurance
The Games Long-Term Disability Insurers Play: Unlimited Fouls
In basketball, certain physical contact with a player on the other team is deemed by the rules unfair and considered a foul. The penalty is free throw(s), or the ball is put in play again. Intentional fouls are used to
Believe It Or Not [Video]
The conduct of insurers in the long-term disability world can sometimes be incredible. Today’s client story is an example of an insurer’s frustratingly unbelievable conduct. Mr. Mitchell was a hard worker. He went to work right out of high school
Punished for Enjoying Life [Video]
People who suffer an injury which prevents them from working often wind up depressed. In our client story this week, our client tried to lead a normal life in order to prevent that depression. But that created problems. After a
30 & Disabled [Video]
How old do you have to be to qualify for disability? You can be disabled at any age. Read this week’s client story of a thirty-year-old pharmaceutical sales rep who faced a crippling on-the-job injury. April had a good job
Bridging the Gap with ERISA Benefits
Many times, the client who appears in your office has two or more different types of claims after suffering a workplace or personal injury. Mr. Smith (not his real name) was one of those clients. He suffered a workplace injury
Malignant Brain Tumor? You Can Still Work [Video]
Financial decisions can become even more difficult when you are fighting to simply survive. Read how we help our clients maintain perspective and make the right decisions in the face of such difficult times. Geoffrey, a scientist working with fish
But Wait, There’s More [Video]
Sure, there is such a thing as a limited engagement, for stars and simple lawyers. But, for most of our clients, it isn’t that simple. Watch this week’s client story for an example of a never-ending saga.
The Fixer & Chocolate-Covered Strawberries [Video]
Evaluating a case is more than dollars and cents. After all, how do you value chocolate covered strawberries? The law is generally fair and just. But, sometimes logic doesn’t apply. Watch this week’s client story to see the multiple lapses
No Christmas For You [Video]
Mr. Ward did not follow the prescribed procedures when signing up for his disability insurance. Can that be fatal to a claim? Mr. Ward worked for Pacific Architects, which had a long-term disability plan insured by Aetna. Under the plan,
A 401(k) Won’t Last Forever [Video]
Many people work very hard for many years and wisely put money away for retirement in a 401(k) provided by their employer. However, when medical problems arise and they cannot continue working, they often deplete their 401(k) unnecessarily. A construction