You Have the Right to Your Benefits.
We can help you with ERISA claims, appeals and litigation. Your benefit plan is a promise made to you – our ERISA lawyers use the Employee Retirement Income Security Act to get you what you are owed.
The Martin Law Group has been recognized as a top tier 1 law firm in ERISA litigation in the Birmingham Metro by U.S. News & World Report and Best Lawyers. Senior & Managing Attorney David Martin has also consistently been recognized as a Top Rated Employee Benefits Attorney by Super Lawyers.
ERISA is often used by insurance companies against claimants. Our clients benefit from the knowledge and experience of all of our experienced ERISA attorneys, and we are comfortable in federal court. We jointly analyze every case on a regular basis in “roundtable” discussions.
Our ERISA disability attorneys and long-term disability lawyers are dedicated to providing trusted legal advice and services to ensure that our clients in Alabama, Mississippi, and around the country, receive the benefits they deserve.
Schedule a free case review with our attorneys.
We will start gathering your case information.
We will fight to get you the benefits you deserve.
I contacted the Martin Law Group, LLC for assistance with insurance claim filings. Throughout the process, Mr. David Martin provides sound advice and prudent suggestions that greatly streamlined the process and lead to a favorable outcome...
My experience with David Martin and The Martin Law Group has been outstanding. This firm is extremely well run, and professional. They go the extra mile for their clients.
We contacted The Martin Law Group and were connected with Clay Williams for our case that involved a long-term disability claim. Mr. Williams knew his stuff! He kept us informed every step of the way. Ours was not a big case, but he gave us his time and attention just as if we had a multi-million dollar case. He helped us reach a satisfactory resolution in just a few months. We would recommend the Martin Law Group and Clay Williams without hesitation.
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Your Path Forward Starts Here.
Are you struggling to obtain the benefits you worked hard for and deserve? If so, you're not alone. Many people find navigating the legal system to be overwhelming and frustrating, particularly when dealing with the challenges of a disability or illness.
That's where The Martin Law Group comes in. For over 30 years, we have been fighting for our client's rights to receive the ERISA, long-term disability, short-term disability, life insurance, pension, retirement, COBRA, and health insurance benefits they deserve.
We understand the complexities of the legal system and the tactics used by insurance companies and benefits administrators to deny or limit your benefits.
Our team of lawyers is dedicated to providing you with the support and guidance you need to navigate this challenging process. We'll work with you every step of the way, from filing appeals and claims to pursuing lawsuits and settlements.
Our goal is to ensure that you receive the maximum benefits you're entitled to, so you can focus on your health and well-being.
At The Martin Law Group, we pride ourselves on our commitment to our clients. We understand that this is a difficult time for you, and we're here to provide you with the compassion and understanding you deserve. We'll take the time to listen to your concerns and answer any questions you may have so you feel informed and empowered throughout the process.
Don't wait to get the financial stability you deserve. Schedule a free consultation with an attorney today, and let us fight for your rights. With our experience and dedication, you can trust that you're in good hands with The Martin Law Group.
We have Over 30 years of experience!
We are accessible & available.
We offer client-focused representation.
We work for YOU & YOUR RIGHTS!
Frequently Asked Questions
Q. Is the Initial Case Review Free?
A. Yes! The initial review of your case with one of our lawyers is free. We will meet you at a location that is close and convenient to you and review the details of your situation. We know the process of receiving the benefits you worked for can be confusing and overwhelming. You can feel alone, misunderstood, and ganged up on by benefits administrators and insurance company representatives. We know the tactics that they use against you and pride ourselves in hearing your side of the story so that we can fight to get you the benefits you deserve. Give us a call, or complete the case review form right away so we can help you get what you deserve.
Q. What is ERISA?
A. ERISA stands for the Employee Retirement Income Security Act, which is a federal law that sets standards and rules for many employee benefit plans, including retirement plans, health plans, and disability plans. ERISA aims to protect the interests of employees and their beneficiaries by establishing minimum standards for plan participation, vesting, funding, and benefit accrual, as well as providing protections for plan participants and beneficiaries, including access to information about plan features and funding. ERISA also creates requirements for fiduciary responsibility, plan administration, and claims procedures.
Q. What type of lawyer should I hire for my benefits case?
A. You should hire an experienced lawyer specializing in long-term disability, short-term disability, ERISA cases, pension, retirement, life insurance, Cobra or health insurance law, and benefit claims to handle your case effectively. An attorney can provide guidance, assess your situation, and navigate the complexities of insurance claims, litigation, appeals, and potential lawsuits.
Q. How do I know if I have a case?
A. Consulting with an attorney is crucial to assess the validity of your claim. They will review the details of your denial, analyze relevant insurance policies, gather necessary evidence, and determine the best course of action to challenge the denial and fight for the benefits you deserve. We know the tactics that they use against you and pride ourselves in hearing your side of the story so that we can fight to get you the benefits you deserve. Give us a call, or complete the case review form right away so we can help you get what you deserve.
Q. What are the steps involved in pursuing a case?
A. The specific steps can vary but typically involve reviewing the denial letter, filing an appeal, gathering supporting documentation, negotiating with the insurance company, and, if necessary, pursuing a lawsuit. An attorney can guide you through each stage and handle the legal procedures on your behalf.
Q. How long will it take to resolve my case?
A. The timeline varies depending on the complexity of your case, the actions of the insurance company, and potential legal proceedings. While some cases may settle through negotiation, others might require litigation, which can extend the resolution timeline. Your attorney will provide an estimate based on the specifics of your case.
Q. How much will it cost to hire an attorney?
A. Many attorneys handle denied benefits cases on a contingency fee basis. This means they only receive a payment if they successfully recover benefits for you, usually by taking a percentage of the settlement or court award. It's important to discuss fee arrangements with potential attorneys during the initial consultation.
Q. What kind of evidence will I need to prove my case?
A. Evidence may include medical records, policy documents, correspondence with the insurance company, expert opinions, and any other relevant documentation supporting your claim. An experienced attorney will assist you in identifying and gathering the necessary evidence to strengthen your case.
Q. Can I appeal a denied benefits decision?
A. Yes, typically you have the right to appeal a denied benefits decision. An attorney can help you navigate the appeal process, ensuring that important deadlines are met, and assist in preparing a strong appeal with compelling arguments and supporting evidence to maximize your chances of success.
Q. What if I have already appealed and my benefits are still denied?
A. If your benefits have been denied after the appeal, you still have legal options available to you. One option is to file a lawsuit against the insurance company or plan administrator to challenge the denial of benefits. A lawyer experienced in these areas can help you determine whether a lawsuit is appropriate in your situation and can assist you in filing the lawsuit. Alternatively, you may be able to enter into settlement negotiations with the insurance company or plan administrator, depending on the circumstances of your case. It is important to consult with a lawyer who has experience in long-term disability, short-term disability, ERISA, pension, retirement, life insurance, COBRA, or health insurance claims to explore all available options and to understand the potential outcomes.
Q. What kind of damages can I recover?
A. If you have been denied benefits for long-term disability, short-term disability, ERISA, pension, retirement, life insurance, COBRA, or health insurance, you may be able to recover several types of damages. These damages can include the benefits that were denied to you, as well as interest on those benefits. Additionally, if you have incurred out-of-pocket expenses related to your denial of benefits, such as medical bills or lost wages, you may be able to recover those expenses as well. In some cases, you may also be able to recover damages for emotional distress, pain and suffering, and attorney's fees and costs. The types of damages that you can recover will depend on the specific facts and circumstances of your case. A lawyer experienced in these areas can help you understand the damages that may be available in your case.
Q. How can an attorney help me?
A. An attorney experienced in long-term disability, short-term disability, ERISA, pension, retirement, life insurance, COBRA, or health insurance claims can help you in several ways. First, they can help you understand your legal rights and options, and they can explain the legal process to you. They can also review your denial letter and the administrative record to determine the best course of action, whether it be filing an appeal or filing a lawsuit. Additionally, an attorney can handle all communications with the insurance company or plan administrator, ensuring that your rights are protected and that all necessary evidence is presented. They can also represent you in court if necessary. Finally, an attorney can help you negotiate a settlement with the insurance company or plan administrator, which can result in a quicker resolution to your case without the need for litigation. Overall, an attorney can provide you with the knowledge, guidance, and representation necessary to pursue the benefits that you are entitled to under the law.