Blog - ERISA and Disability Rights and Benefits - Alabama - The Martin Law Group, LLC

As with most legal issues, there are two sides of the coin when it comes to intoxication exclusions in disability policies. On the one hand, these exclusions exist to encourage people to make wise decisions. More accurately, it keeps people from making bad decisions for the sake of gaining disabi...

It can be more disheartening than most people know to have Social Security Disability claims denied. The confusion, the worry over what can come next, those fears don't ever go away. They rest on the shoulders of individuals in need and follow them wherever they go. Fortunately, there are ways to...

How do you know when it is the right time to hire a disability attorney? Depending on who you ask, you will likely receive conflicting answers. If you rely on your insurance company or the disability office for answers, then you will probably be told that you won't ever need one. While not true i...

For Americans across the United States, pensions provide a valuable and irreplaceable source of income. Each state has it's own plans and procedures, and Mississippi is no different. Do you know the ins and outs of your pension and retirement plan? If you are only casually familiar with what your...

Turn on the nightly news, and it is likely you will hear at least one story about the “pension crisis” in Alabama. There are proponents on both sides, and each insists that their facts and statistics are the absolute end-all—case closed. But as with any issue, it is hardly cut and dry. Here at th...

Not all disability benefits programs are created equal. While some programs share similar features, there are key differences that you need to be aware of. Failing to understand the types of benefits available, particularly when disability is involved, can lead to frustrating complications. The s...

In a previous article, we took a closer look at some common long-term disability insurance terms and their definitions. At the Martin Law Group, LLC, we want to ensure that you have the tools and understanding necessary to making solid decisions when it comes to your disability benefits. That is ...

Navigating through the sometimes complex legal system can be difficult for even the most seasoned and knowledgeable person. When it comes to an issue as important as settling a long-term disability claim, there isn't much room for mistakes. An experienced and knowledgeable attorney can work for y...

If you have ever heard legal terms tossed around during a conversation about long-term disability and were left scratching your head, don't worry, you aren't alone. Like any specialized field, the nomenclature of disability law can be a mystery to those who don't navigate it on a daily basis. Wit...

The Employee Retirement Income Security Act (ERISA) was passed in 1974, and since then it's been amended numerous times to encompass the changing landscape of American retirement rights, including disability benefits, pension plans, benefit claims and other worker's rights. One of the major areas...

Short-term disability claims are denied just as often as long-term disability claims are, but they are more often left unchallenged. Many claimants decide that the process isn't worth the amount of money that they would get. Short-term disability is typically used for illnesses or injuries that a...

For many people, one of their main concerns when planning their retirement is how to ensure their spouse or other survivors are cared for in the event of their passing. It's a sad reality, but one that smart retirement planners face. The good news is that most retirement plans and pensions includ...

There are several different types of pension plans that an employer may offer. Each plan offers a different contribution amount and has different rules attached to the plan. Different pension plans allow you to withdraw your money at different times, and can also be a little bit biased. Pension p...

Discrimination is illegal in the workplace, yet it still remains a very real issue in today's work environment. Today we are here to talk about Disability Discrimination. Disability Discrimination is when an employer or any other entity covered by the Americans with Disabilities Act or Rehabilita...