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Blog | ERISA and Disability Rights and Benefits | Alabama | The Martin Law Firm, LLC

Equal Pay is the Law, But Does it Have Teeth?

Posted by David P. Martin | Mar 08, 2023 | 0 Comments

Alabama Clarke-Figures Equal Pay Act at Ala. Code § 25-1-30 requires that an employer (inclusive of public employers) cannot pay persons performing the same work different rates of pay when they have the same skill, effort, education, experience, responsibility, and performance conditions, Men an...

Your Improvement is Too Slow So You Are Not Disabled?

Posted by David P. Martin | Jan 18, 2023 | 0 Comments

If you are sick or have been injured is there a timeline for your improvement? Can you be terminated from your employment for not improving based on the companies expectations? Unum Insurance Company thinks so. Ms. Proctor was a telephone call center supervisor when the vehicle she was driving wa...

What Are Independent Examinations?

Posted by David P. Martin | Dec 28, 2022 | 0 Comments

I am David Martin with the Martin Law group. We help people with disability policies and ERISA claims. I post a new term every Thursday. Subscribe to get the Edge in understanding your policy.  Today let's talk about what it means when the policy says it can require “examination by a doctor of ou...

What Are Exclusions?

Posted by David P. Martin | Dec 28, 2022 | 0 Comments

Today we are going to be discussing What are exclusions? Exclusions are circumstances, situations or certain disabilities which will not result in a payment of benefits. Many common exclusions in disability policies are disabilities that are related to war, armed aggression, service in the Armed ...

What are “Pre-Disability Earnings?

Posted by David P. Martin | Dec 28, 2022 | 0 Comments

I am David Martin with the Martin Law group. We help people with disability policies and ERISA claims. I post a new term every Thursday. Subscribe to get the Edge in understanding your policy. Today we are going to be discussing What are my Pre-disability Earnings or Covered Earnings? These term...

Can the Court Block My Wage Claim Settlement?

Posted by David P. Martin | Dec 28, 2022 | 0 Comments

Mr. Duggan filed a lawsuit when he felt his employer was failing to pay overtime wages, and then for retaliated against him when he complained about it. He worked for Dura-Line, a company that makes pathways or conduits for connections for the telecom industry and the natural gas industry. Mr. Du...

Stand Up for Justice

Posted by David P. Martin | Dec 07, 2022 | 0 Comments

Our firm's attorney David Martin has an article published in the Alabama Association for Justice titled Stand up for Justice, which explores the gross unfairness in ERISA, which deprives thousands of people of lawfully receiving their long-term disability benefits. There is a bill seeking to chan...

Can I Get Fired Because of My Religious Beliefs

Posted by David P. Martin | Nov 28, 2022 | 0 Comments

In August 2021, New York City ordered all employees in its public school system to be vaccinated against Covid 19. Then a short while later the city ordered all of its municipal workers to be vaccinated. The vaccines were authorized by the U.S. Food and Drug Administration and recommended by the ...

Why are there so many Job Openings?

Posted by David P. Martin | Nov 22, 2022 | 0 Comments

By David P. Martin Why are there so many job openings? More particularly, why did my take-out pizza box have an advertisement for a signing bonus to work at a pizza place? I see in cities all across Alabama, quite a few employers with “hiring now” signs visibly displayed outside businesses. In r...

What Is Objective Medical Evidence?

Posted by David P. Martin | Nov 22, 2022 | 0 Comments

I am David Martin with the Martin Law group. We help people with disability policies and ERISA claims. I post a new disability policy term every Thursday. Subscribe and get the Edge in understanding your policy. Today let's discuss “What is objective medical evidence?” This term means independent...

What Is A Pre-Existing Condition?

Posted by David P. Martin | Nov 22, 2022 | 0 Comments

I am David Martin with the Martin Law group. We help people with disability policies and ERISA claims. I post a new term every Thursday. Subscribe to get the Edge in understanding your policy. Today we are going to be discussing What is a pre-existing condition? A pre-existing condition is a medi...

What Is A Mental Illness Limitation?

Posted by David P. Martin | Nov 22, 2022 | 0 Comments

I am David Martin with the Martin Law group. We help people with disability policies and ERISA claims. I post a new disability policy term every Thursday. Subscribe to get the Edge in understanding your policy. Today we are going to be discussing “What is a mental illness limitation?” A mental il...

Top 10 Most Confusing ERISA Terms

Posted by David P. Martin | Nov 01, 2022 | 0 Comments

Often the first two questions we hear from our clients are: Why did they deny my claim? What does this letter mean? Our clients have usually received a letter full of confusing ERISA jargon and terms from an insurance company or a pension plan refusing to pay their claim. So, we've decided ...

COVID & Disability Claims

Posted by David P. Martin | Oct 28, 2022 | 0 Comments

Without question, COVID has had a significant impact on everyone's life. For some, the effects have been more pronounced than others. And while we have made substantial strides forward in dealing with its threats, the true long-term impacts are still unknown. But one thing is already clear – COVI...

The Edge Series: What are “Disability Earnings?”

Posted by David P. Martin | Oct 27, 2022 | 0 Comments

The lawyers in our firm are focused on helping people with disability policies and ERISA claims. We want to give you the edge in understanding your policy. Today, we want to help you understand what the term “disability earnings” means in your disability policy. Disability earnings are those earn...

CIGNA Accused of Underpaid Benefits

Posted by David P. Martin | Oct 25, 2022 | 0 Comments

One tool that can be effective in correcting unfairness with underpaid medical benefit claims is the class-action. An example can be seen in the recent class action filed in the United States District Court for the District of Connecticut, Stewart et al v. Cigna Corporation and Cigna Health and L...

The Edge Series: What is Reasonable Accommodation?

Posted by David P. Martin | Oct 20, 2022 | 0 Comments

The lawyers in our firm are focused on helping people with disability policies and ERISA claims. We want to give you the edge in understanding your policy. Today, we want to help you understand what the term “reasonable accommodation” means in your disability policy. To understand that term in yo...

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